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Larry Phillips

Larry Phillips, contributor

Larry is a mortgage and real estate writer with over 15 years of experience working in the mortgage industry as an underwriter. His work has appeared in publications such as LendingTree, Bankrate, Student Loan Hero and HeroPay.

Articles by Larry Phillips

Mortgage StrategyJanuary 7, 2022

Should you apply for a mortgage online? Pros and cons of digital mortgages

When you apply for a mortgage online with an all-digital lender, it will likely be faster and easier. But that doesn't always mean rates will be lower.

Mortgage StrategyNovember 11, 2021

How often can you refinance your home?

How often can you refinance your home with conventional, FHA, VA, and USDA loans? See if you can refinance at today's rates.

RefinanceOctober 24, 2021

How long does it take to refinance a house in 2022?

Learn how long it takes to refinance a home, what you can expect during the process, and tricks for closing on your refinance faster.

Buying a homeOctober 10, 2019

The top two reasons mortgage applications were denied in 2018, and how to avoid them

There are two main reasons that people who apply for mortgages get denied. Know the pitfalls so you can avoid them and get approved sooner.

Mortgage RatesOctober 7, 2019

Studies say: Home prices up, mortgage costs down. Don’t miss this rare opportunity

Normally when home prices go up, mortgage payments go up. But not in 2019. Learn how low rates have led to smaller payments, even on pricier homes.

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